Which bank does MICR code 176845002 belong to?

MICR code 176845002 belongs to Chamba Urban Co-operative Bank Chamba, Chamba Urban Co-operative Bank Chamba IMPS branch, located at Chamba Distt. Chamba Himachal Pradesh 176310, Mumbai, Maharashtra. The corresponding IFSC code is HDFC0C0CUCB.

What is the IFSC code for MICR 176845002?

The IFSC code for Chamba Urban Co-operative Bank Chamba Chamba Urban Co-operative Bank Chamba IMPS branch (MICR: 176845002) is HDFC0C0CUCB. Use the IFSC code for NEFT, RTGS, IMPS, and UPI transfers. Use the MICR code for cheque clearance.

What do the digits in a MICR code mean?

A 9-digit MICR code has three parts: the first 3 digits (176) represent the city/clearing centre, the next 3 digits (845) identify the bank, and the last 3 digits (002) identify the specific branch. For 176845002, the city code is 176, bank code is 845, and branch code is 002.

Chamba Urban Co-operative Bank Chamba Chamba Urban Co-operative Bank Chamba IMPS

Chamba Urban Co-operative Bank Chamba IMPS · Mumbai, Maharashtra

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176845002

176845002 is the MICR code for the Chamba Urban Co-operative Bank Chamba IMPS branch of Chamba Urban Co-operative Bank Chamba, located in Mumbai, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code HDFC0C0CUCB.

Bank

Chamba Urban Co-operative Bank Chamba

Branch & Address

Chamba Urban Co-operative Bank Chamba IMPS

Chamba Distt. Chamba Himachal Pradesh 176310

Mumbai, Chamba, Maharashtra

Contact

+911899222273

Codes for this Branch

MICR (cheques)

176845002

IFSC (online transfers)

HDFC0C0CUCB

View

SWIFT / BIC

HDFCINBB

MICR Code Structure

176

City

845

Bank

002

Branch

City code 176 identifies the RBI clearing centre, bank code 845 identifies Chamba Urban Co-operative Bank Chamba, and branch code 002 identifies this specific branch.

Online Payment Methods Supported

NEFT

RTGS

IMPS

UPI

Other Chamba Urban Co-operative Bank Chamba branches near Mumbai

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About MICR Codes

What is a MICR code used for?

MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.

MICR vs IFSC — when do I use which?

Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (HDFC0C0CUCB) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.

Where is the MICR code on a cheque?

The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 176845002 is in the middle, and your account number is on the right.

View full branch details for IFSC HDFC0C0CUCB