Kangra Central Co-operative Bank Sadwan
Sadwan · Kangra, Himachal Pradesh
176850078 is the MICR code for the Sadwan branch of Kangra Central Co-operative Bank, located in Kangra, Himachal Pradesh. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code KACE0000069.
Bank
Kangra Central Co-operative Bank
Branch & Address
Sadwan
Tehsil Nurpur Distt.kangra H.p. 176202
Kangra, Nurpur, Himachal Pradesh
Contact
+911893234061MICR Code Structure
176
City
850
Bank
078
Branch
City code 176 identifies the RBI clearing centre, bank code 850 identifies Kangra Central Co-operative Bank, and branch code 078 identifies this specific branch.
Online Payment Methods Supported
Other Kangra Central Co-operative Bank branches near Kangra
Other banks in Kangra, Himachal Pradesh
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (KACE0000069) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 176850078 is in the middle, and your account number is on the right.