Kangra Central Co-operative Bank Lower Bazar Hamirpur
Lower Bazar Hamirpur · Hamirpur, Himachal Pradesh
177850010 is the MICR code for the Lower Bazar Hamirpur branch of Kangra Central Co-operative Bank, located in Hamirpur, Himachal Pradesh. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code KACE0000145.
Bank
Kangra Central Co-operative Bank
Branch & Address
Lower Bazar Hamirpur
Tehsil & Distt. Hamirpur H.p. 177001
Hamirpur, Hamirpur, Himachal Pradesh
Contact
+911972222509MICR Code Structure
177
City
850
Bank
010
Branch
City code 177 identifies the RBI clearing centre, bank code 850 identifies Kangra Central Co-operative Bank, and branch code 010 identifies this specific branch.
Online Payment Methods Supported
Other Kangra Central Co-operative Bank branches near Hamirpur
Other banks in Hamirpur, Himachal Pradesh
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (KACE0000145) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 177850010 is in the middle, and your account number is on the right.