What is the IFSC code for MICR 180023002?

The IFSC code for Punjab & Sind Bank Jammu Digiana branch (MICR: 180023002) is PSIB0000730. Use the IFSC code for NEFT, RTGS, IMPS, and UPI transfers. Use the MICR code for cheque clearance.

What do the digits in a MICR code mean?

A 9-digit MICR code has three parts: the first 3 digits (180) represent the city/clearing centre, the next 3 digits (023) identify the bank, and the last 3 digits (002) identify the specific branch. For 180023002, the city code is 180, bank code is 023, and branch code is 002.

Punjab & Sind Bank Jammu Digiana

Q: Which bank does MICR code 180023002 belong to?

MICR code 180023002 belongs to Punjab & Sind Bank, Jammu Digiana branch, located at Sri Sant Mela Singh Technical Ashram Digiana Jammu Jammu and Kashmir 180001, Jammu, Jammu and Kashmir. The corresponding IFSC code is PSIB0000730.

Jammu Digiana · Jammu, Jammu and Kashmir

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180023002

180023002 is the MICR code for the Jammu Digiana branch of Punjab & Sind Bank, located in Jammu, Jammu and Kashmir. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code PSIB0000730.

Bank

Punjab & Sind Bank

Branch & Address

Jammu Digiana

Sri Sant Mela Singh Technical Ashram Digiana Jammu Jammu and Kashmir 180001

Jammu, Digiana, Jammu and Kashmir

Contact

+917347044939

Codes for this Branch

MICR (cheques)

180023002

IFSC (online transfers)

PSIB0000730

View

MICR Code Structure

180

City

023

Bank

002

Branch

City code 180 identifies the RBI clearing centre, bank code 023 identifies Punjab & Sind Bank, and branch code 002 identifies this specific branch.

Online Payment Methods Supported

NEFT

RTGS

IMPS

UPI

Other Punjab & Sind Bank branches near Jammu

Babliana Mahant Bachitar Singh Coll. Eng. Jammu, Jammu and Kashmir PSIB0000874 Bari Brahmana , Nowhatta Jammu, Jammu and Kashmir PSIB0000661 Deoli Jammu, Jammu and Kashmir PSIB0021147 Jammu Exchange Road Jammu, Jammu and Kashmir PSIB0000660 Jammu , Main, Shalimar Road Jammu, Jammu and Kashmir PSIB0000173 Jammu M.c.k.high School Jammu, Jammu and Kashmir PSIB0000835

Other banks in Jammu, Jammu and Kashmir

AU Small Finance Bank 2 branches Axis Bank 21 branches Bandhan Bank 2 branches Bank of Baroda 6 branches Bank of India 4 branches Bank of Maharashtra 7 branches Canara Bank 21 branches Capital Small Finance Bank 2 branches

About MICR Codes

What is a MICR code used for?

MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.

MICR vs IFSC — when do I use which?

Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (PSIB0000730) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.

Where is the MICR code on a cheque?

The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 180023002 is in the middle, and your account number is on the right.

View full branch details for IFSC PSIB0000730