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Punjab & Sind Bank Babliana Mahant Bachitar Singh Coll. Eng.

Babliana Mahant Bachitar Singh Coll. Eng. · Jammu, Jammu and Kashmir

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180023008

180023008 is the MICR code for the Babliana Mahant Bachitar Singh Coll. Eng. branch of Punjab & Sind Bank, located in Jammu, Jammu and Kashmir. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code PSIB0000874.

Bank

Punjab & Sind Bank

Branch & Address

Babliana Mahant Bachitar Singh Coll. Eng.

Babliana (digiana) Jammu, Distt. Jammu, Jammu & Kashmir - 181101

Jammu, Jammu, Jammu and Kashmir

Contact

+911912108072

Codes for this Branch

MICR (cheques)

180023008

IFSC (online transfers)

PSIB0000874

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MICR Code Structure

180

City

023

Bank

008

Branch

City code 180 identifies the RBI clearing centre, bank code 023 identifies Punjab & Sind Bank, and branch code 008 identifies this specific branch.

Online Payment Methods Supported

NEFT
RTGS
IMPS
UPI

Other Punjab & Sind Bank branches near Jammu

About MICR Codes

What is a MICR code used for?

MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.

MICR vs IFSC — when do I use which?

Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (PSIB0000874) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.

Where is the MICR code on a cheque?

The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 180023008 is in the middle, and your account number is on the right.

View full branch details for IFSC PSIB0000874