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Jammu and Kashmir Bank Chak Kana

Chak Kana · Jammu, Jammu and Kashmir

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180051115

180051115 is the MICR code for the Chak Kana branch of Jammu and Kashmir Bank, located in Jammu, Jammu and Kashmir. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code JAKA0CHKANA.

Bank

Jammu and Kashmir Bank

Branch & Address

Chak Kana

Tehsil - Marh , District - Jammu , PIN - 181206

Jammu, Jammu, Jammu and Kashmir

Contact

+911916739143

Codes for this Branch

MICR (cheques)

180051115

IFSC (online transfers)

JAKA0CHKANA

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MICR Code Structure

180

City

051

Bank

115

Branch

City code 180 identifies the RBI clearing centre, bank code 051 identifies Jammu and Kashmir Bank, and branch code 115 identifies this specific branch.

Online Payment Methods Supported

NEFT
RTGS
IMPS
UPI

Other Jammu and Kashmir Bank branches near Jammu

About MICR Codes

What is a MICR code used for?

MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.

MICR vs IFSC — when do I use which?

Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (JAKA0CHKANA) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.

Where is the MICR code on a cheque?

The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 180051115 is in the middle, and your account number is on the right.

View full branch details for IFSC JAKA0CHKANA