What is the IFSC code for MICR 180211013?

The IFSC code for Axis Bank Phalora Nagbani branch (MICR: 180211013) is UTIB0002491. Use the IFSC code for NEFT, RTGS, IMPS, and UPI transfers. Use the MICR code for cheque clearance.

What do the digits in a MICR code mean?

A 9-digit MICR code has three parts: the first 3 digits (180) represent the city/clearing centre, the next 3 digits (211) identify the bank, and the last 3 digits (013) identify the specific branch. For 180211013, the city code is 180, bank code is 211, and branch code is 013.

Axis Bank Phalora Nagbani

Q: Which bank does MICR code 180211013 belong to?

MICR code 180211013 belongs to Axis Bank, Phalora Nagbani branch, located at Ground Floor Kahsra no 598 Gajansoo Road Phalora Nagbani Jammu 180002, Jammu, Jammu and Kashmir. The corresponding IFSC code is UTIB0002491.

Phalora Nagbani · Jammu, Jammu and Kashmir

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180211013

180211013 is the MICR code for the Phalora Nagbani branch of Axis Bank, located in Jammu, Jammu and Kashmir. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code UTIB0002491.

Bank

Axis Bank

Branch & Address

Phalora Nagbani

Ground Floor Kahsra no 598 Gajansoo Road Phalora Nagbani Jammu 180002

Jammu, Jammu, Jammu and Kashmir

Contact

+91191236617

Codes for this Branch

MICR (cheques)

180211013

IFSC (online transfers)

UTIB0002491

View

MICR Code Structure

180

City

211

Bank

013

Branch

City code 180 identifies the RBI clearing centre, bank code 211 identifies Axis Bank, and branch code 013 identifies this specific branch.

Online Payment Methods Supported

NEFT

RTGS

IMPS

UPI

Other Axis Bank branches near Jammu

Bansultan Miran Sahib Jammu, Jammu and Kashmir UTIB0005319 Bishnah Jammu, Jammu and Kashmir UTIB0006141 Chak Pouni Wand Jammu, Jammu and Kashmir UTIB0002375 Channi Himmat Jammu, Jammu and Kashmir UTIB0004976 Chwadi Jammu, Jammu and Kashmir UTIB0002359 Dharmal Jammu, Jammu and Kashmir UTIB0002423

Other banks in Jammu, Jammu and Kashmir

AU Small Finance Bank 2 branches Bandhan Bank 2 branches Bank of Baroda 6 branches Bank of India 4 branches Bank of Maharashtra 7 branches Canara Bank 21 branches Capital Small Finance Bank 2 branches Central Bank of India 8 branches

About MICR Codes

What is a MICR code used for?

MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.

MICR vs IFSC — when do I use which?

Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (UTIB0002491) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.

Where is the MICR code on a cheque?

The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 180211013 is in the middle, and your account number is on the right.

View full branch details for IFSC UTIB0002491