What is the IFSC code for MICR 180240030?

The IFSC code for HDFC Bank Sarwal branch (MICR: 180240030) is HDFC0006195. Use the IFSC code for NEFT, RTGS, IMPS, and UPI transfers. Use the MICR code for cheque clearance.

What do the digits in a MICR code mean?

A 9-digit MICR code has three parts: the first 3 digits (180) represent the city/clearing centre, the next 3 digits (240) identify the bank, and the last 3 digits (030) identify the specific branch. For 180240030, the city code is 180, bank code is 240, and branch code is 030.

HDFC Bank Sarwal

Q: Which bank does MICR code 180240030 belong to?

MICR code 180240030 belongs to HDFC Bank, Sarwal branch, located at Ground Floor New Palace Marriage Hall Opp PNB Bank Sarwal Jammu Jammu and Kashmir 180005, Jammu, Jammu and Kashmir. The corresponding IFSC code is HDFC0006195.

Sarwal · Jammu, Jammu and Kashmir

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180240030

180240030 is the MICR code for the Sarwal branch of HDFC Bank, located in Jammu, Jammu and Kashmir. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code HDFC0006195.

Bank

HDFC Bank

Branch & Address

Sarwal

Ground Floor New Palace Marriage Hall Opp PNB Bank Sarwal Jammu Jammu and Kashmir 180005

Jammu, Jammu, Jammu and Kashmir

Contact

+9118602676161

Codes for this Branch

MICR (cheques)

180240030

IFSC (online transfers)

HDFC0006195

View

SWIFT / BIC

HDFCINBB

MICR Code Structure

180

City

240

Bank

030

Branch

City code 180 identifies the RBI clearing centre, bank code 240 identifies HDFC Bank, and branch code 030 identifies this specific branch.

Online Payment Methods Supported

NEFT

RTGS

IMPS

UPI

Other HDFC Bank branches near Jammu

Akhnoor Jammu, Jammu and Kashmir HDFC0002215 Anand Nagar Jammu, Jammu and Kashmir HDFC0008950 Arnia Jammu, Jammu and Kashmir HDFC0006908 Badi Brahmna - Jammu Jammu, Jammu and Kashmir HDFC0002558 Bahuplaza Ii North Block Jammu, Jammu and Kashmir HDFC0007746 Bakshi Nagar Jammu, Jammu and Kashmir HDFC0009544

Other banks in Jammu, Jammu and Kashmir

AU Small Finance Bank 2 branches Axis Bank 21 branches Bandhan Bank 2 branches Bank of Baroda 6 branches Bank of India 4 branches Bank of Maharashtra 7 branches Canara Bank 21 branches Capital Small Finance Bank 2 branches

About MICR Codes

What is a MICR code used for?

MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.

MICR vs IFSC — when do I use which?

Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (HDFC0006195) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.

Where is the MICR code on a cheque?

The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 180240030 is in the middle, and your account number is on the right.

View full branch details for IFSC HDFC0006195