HDFC Bank Bahuplaza Ii North Block
Bahuplaza Ii North Block · Jammu, Jammu and Kashmir
180240040 is the MICR code for the Bahuplaza Ii North Block branch of HDFC Bank, located in Jammu, Jammu and Kashmir. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code HDFC0007746.
Bank
HDFC Bank
Branch & Address
Bahuplaza Ii North Block
Office no 18 19 Ground Floor B 1 North Block Bahuplaza Jammu Jammu and Kashmir 180012
Jammu, Jammu, Jammu and Kashmir
Contact
+9118002026161Codes for this Branch
MICR (cheques)
180240040
IFSC (online transfers)
HDFC0007746
SWIFT / BIC
HDFCINBB
MICR Code Structure
180
City
240
Bank
040
Branch
City code 180 identifies the RBI clearing centre, bank code 240 identifies HDFC Bank, and branch code 040 identifies this specific branch.
Online Payment Methods Supported
Other HDFC Bank branches near Jammu
Other banks in Jammu, Jammu and Kashmir
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (HDFC0007746) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 180240040 is in the middle, and your account number is on the right.