Citizens' Co-operative Bank Jammu Citizens Coop Bank Jammu Ganyal
Citizens Coop Bank Jammu Ganyal · Jammu, Jammu and Kashmir
180660005 is the MICR code for the Citizens Coop Bank Jammu Ganyal branch of Citizens' Co-operative Bank Jammu, located in Jammu, Jammu and Kashmir. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code YESB0CJ0105.
Bank
Citizens' Co-operative Bank Jammu
Branch & Address
Citizens Coop Bank Jammu Ganyal
National Highway, Gangyal, Jammu-180010
Jammu, Gangyal, Jammu and Kashmir
Contact
+911912480491MICR Code Structure
180
City
660
Bank
005
Branch
City code 180 identifies the RBI clearing centre, bank code 660 identifies Citizens' Co-operative Bank Jammu, and branch code 005 identifies this specific branch.
Online Payment Methods Supported
Other Citizens' Co-operative Bank Jammu branches near Jammu
Other banks in Jammu, Jammu and Kashmir
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (YESB0CJ0105) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 180660005 is in the middle, and your account number is on the right.