UCO Bank Mishriwala
Mishriwala · Jammu, Jammu and Kashmir
181028002 is the MICR code for the Mishriwala branch of UCO Bank, located in Jammu, Jammu and Kashmir. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code UCBA0003568.
Bank
UCO Bank
Branch & Address
Mishriwala
Uco Bank, Mishriwala, Main Highway Nh44, Akhnoor Road, Jammu and Kashmir, 181206
Jammu, Mishriwala, Jammu and Kashmir
Contact
+911812452421MICR Code Structure
181
City
028
Bank
002
Branch
City code 181 identifies the RBI clearing centre, bank code 028 identifies UCO Bank, and branch code 002 identifies this specific branch.
Online Payment Methods Supported
Other UCO Bank branches near Jammu
Other banks in Jammu, Jammu and Kashmir
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (UCBA0003568) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 181028002 is in the middle, and your account number is on the right.