ICICI Bank Ratnal
Ratnal · Jammu, Jammu and Kashmir
181229009 is the MICR code for the Ratnal branch of ICICI Bank, located in Jammu, Jammu and Kashmir. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code ICIC0005564.
Bank
ICICI Bank
Branch & Address
Ratnal
ICICI Bank Ltd, Khasra no 48, Khata no 499, Khewat no 10, Village Ratnal, Tehsil Bishnah, Dist Jammu
Jammu, Ratnal, Jammu and Kashmir
MICR Code Structure
181
City
229
Bank
009
Branch
City code 181 identifies the RBI clearing centre, bank code 229 identifies ICICI Bank, and branch code 009 identifies this specific branch.
Online Payment Methods Supported
Other ICICI Bank branches near Jammu
Other banks in Jammu, Jammu and Kashmir
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (ICIC0005564) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 181229009 is in the middle, and your account number is on the right.