HDFC Bank Kishatwar
Kishatwar · Doda, Jammu and Kashmir
182240401 is the MICR code for the Kishatwar branch of HDFC Bank, located in Doda, Jammu and Kashmir. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code HDFC0003424.
Bank
HDFC Bank
Branch & Address
Kishatwar
HDFC Bank Ltd., Near Bus Stand, Opp Wine Shop, Nhpc Road, Kishtwar, Doda Jammu and Kashmir 182204
Doda, Doda, Jammu and Kashmir
Contact
+918001804333Codes for this Branch
MICR (cheques)
182240401
IFSC (online transfers)
HDFC0003424
SWIFT / BIC
HDFCINBB
MICR Code Structure
182
City
240
Bank
401
Branch
City code 182 identifies the RBI clearing centre, bank code 240 identifies HDFC Bank, and branch code 401 identifies this specific branch.
Online Payment Methods Supported
Other HDFC Bank branches near Doda
Other banks in Doda, Jammu and Kashmir
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (HDFC0003424) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 182240401 is in the middle, and your account number is on the right.