Indusind Bank Poonch Jammu
Poonch Jammu · Poonch, Jammu and Kashmir
185234102 is the MICR code for the Poonch Jammu branch of Indusind Bank, located in Poonch, Jammu and Kashmir. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code INDB0001989.
Bank
Indusind Bank
Branch & Address
Poonch Jammu
Ground Floor Ward no 11 Shankar Nagar Poonch Ut of Jammu Kashmir 185101
Poonch, Poonch, Jammu and Kashmir
Contact
+919596776773MICR Code Structure
185
City
234
Bank
102
Branch
City code 185 identifies the RBI clearing centre, bank code 234 identifies Indusind Bank, and branch code 102 identifies this specific branch.
Online Payment Methods Supported
Other Indusind Bank branches near Poonch
Other banks in Poonch, Jammu and Kashmir
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (INDB0001989) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 185234102 is in the middle, and your account number is on the right.