Jammu and Kashmir Bank Shuhama Alusteng
Shuhama Alusteng · Srinagar, Jammu and Kashmir
190051099 is the MICR code for the Shuhama Alusteng branch of Jammu and Kashmir Bank, located in Srinagar, Jammu and Kashmir. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code JAKA0SHUHAM.
Bank
Jammu and Kashmir Bank
Branch & Address
Shuhama Alusteng
Shuhama Alusteng, Srinagar, Jk PIN 190006
Srinagar, Srinagar, Jammu and Kashmir
Contact
+911942262012MICR Code Structure
190
City
051
Bank
099
Branch
City code 190 identifies the RBI clearing centre, bank code 051 identifies Jammu and Kashmir Bank, and branch code 099 identifies this specific branch.
Online Payment Methods Supported
Other Jammu and Kashmir Bank branches near Srinagar
Other banks in Srinagar, Jammu and Kashmir
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (JAKA0SHUHAM) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 190051099 is in the middle, and your account number is on the right.