Indusind Bank Saraf Kadal Downtown Srinagar
Saraf Kadal Downtown Srinagar · Srinagar, Jammu and Kashmir
190234008 is the MICR code for the Saraf Kadal Downtown Srinagar branch of Indusind Bank, located in Srinagar, Jammu and Kashmir. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code INDB0002074.
Bank
Indusind Bank
Branch & Address
Saraf Kadal Downtown Srinagar
Ground Floor and First Floor Malaratta Saraf Kadal Downtown Srinagar Jammu Kashmir 190002
Srinagar, Srinagar, Jammu and Kashmir
Contact
+919018109918MICR Code Structure
190
City
234
Bank
008
Branch
City code 190 identifies the RBI clearing centre, bank code 234 identifies Indusind Bank, and branch code 008 identifies this specific branch.
Online Payment Methods Supported
Other Indusind Bank branches near Srinagar
Other banks in Srinagar, Jammu and Kashmir
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (INDB0002074) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 190234008 is in the middle, and your account number is on the right.