HDFC Bank Ganta Ghar Srinagar
Ganta Ghar Srinagar · Srinagar, Jammu and Kashmir
190240040 is the MICR code for the Ganta Ghar Srinagar branch of HDFC Bank, located in Srinagar, Jammu and Kashmir. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code HDFC0010057.
Bank
HDFC Bank
Branch & Address
Ganta Ghar Srinagar
HDFC Bank LTD Upper Grd and 1st Flr Main Road Ganta Ghar Lal Chowk Srinagar Jammu and Kashmir 190001
Srinagar, Srinagar, Jammu and Kashmir
Contact
+9118002026161Codes for this Branch
MICR (cheques)
190240040
IFSC (online transfers)
HDFC0010057
SWIFT / BIC
HDFCINBB
MICR Code Structure
190
City
240
Bank
040
Branch
City code 190 identifies the RBI clearing centre, bank code 240 identifies HDFC Bank, and branch code 040 identifies this specific branch.
Online Payment Methods Supported
Other HDFC Bank branches near Srinagar
Other banks in Srinagar, Jammu and Kashmir
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (HDFC0010057) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 190240040 is in the middle, and your account number is on the right.