IDBI Srinagar
Srinagar · Srinagar, Jammu and Kashmir
190259001 is the MICR code for the Srinagar branch of IDBI, located in Srinagar, Jammu and Kashmir. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code IBKL0002049.
Bank
IDBI
Branch & Address
Srinagar
Idbi Bank Ltd, Sheen Complex, Gol Market, Karan Nagar, Srinagar, Jammu and Kashmir PIN 190010
Srinagar, Srinagar, Jammu and Kashmir
Contact
+918968057125MICR Code Structure
190
City
259
Bank
001
Branch
City code 190 identifies the RBI clearing centre, bank code 259 identifies IDBI, and branch code 001 identifies this specific branch.
Online Payment Methods Supported
Other IDBI branches near Srinagar
Other banks in Srinagar, Jammu and Kashmir
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (IBKL0002049) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 190259001 is in the middle, and your account number is on the right.