AU Small Finance Bank Residency Road Lal Chowk
Residency Road Lal Chowk · Sri Nagar, Jammu and Kashmir
190765002 is the MICR code for the Residency Road Lal Chowk branch of AU Small Finance Bank, located in Sri Nagar, Jammu and Kashmir. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code AUBL0002715.
Bank
AU Small Finance Bank
Branch & Address
Residency Road Lal Chowk
Hnrommerclomplex, Groundfloor, Thebundresdencyrodllhowk, Srngr, Jmmundkshmr190001
Sri Nagar, Sri Nagar, Jammu and Kashmir
Contact
+918693037879MICR Code Structure
190
City
765
Bank
002
Branch
City code 190 identifies the RBI clearing centre, bank code 765 identifies AU Small Finance Bank, and branch code 002 identifies this specific branch.
Online Payment Methods Supported
Other AU Small Finance Bank branches near Sri Nagar
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (AUBL0002715) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 190765002 is in the middle, and your account number is on the right.