Axis Bank Ganderbal
Ganderbal · Ganderbal, Jammu and Kashmir
191211102 is the MICR code for the Ganderbal branch of Axis Bank, located in Ganderbal, Jammu and Kashmir. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code UTIB0004979.
Bank
Axis Bank
Branch & Address
Ganderbal
Ground Floor and First Floor, Central Market Beehama or Duderhama, Tehsil and Distt Ganderbal
Ganderbal, Ganderbal, Jammu and Kashmir
Contact
+919622458205MICR Code Structure
191
City
211
Bank
102
Branch
City code 191 identifies the RBI clearing centre, bank code 211 identifies Axis Bank, and branch code 102 identifies this specific branch.
Online Payment Methods Supported
Other Axis Bank branches near Ganderbal
Other banks in Ganderbal, Jammu and Kashmir
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (UTIB0004979) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 191211102 is in the middle, and your account number is on the right.