Which bank does MICR code 192024003 belong to?

MICR code 192024003 belongs to Punjab National Bank, Anantnag branch, located at Rishi Road Lal Chowk 192101, Anantnag, Jammu and Kashmir. The corresponding IFSC code is PUNB0144510.

What is the IFSC code for MICR 192024003?

The IFSC code for Punjab National Bank Anantnag branch (MICR: 192024003) is PUNB0144510. Use the IFSC code for NEFT, RTGS, IMPS, and UPI transfers. Use the MICR code for cheque clearance.

What do the digits in a MICR code mean?

A 9-digit MICR code has three parts: the first 3 digits (192) represent the city/clearing centre, the next 3 digits (024) identify the bank, and the last 3 digits (003) identify the specific branch. For 192024003, the city code is 192, bank code is 024, and branch code is 003.

Punjab National Bank Anantnag (PNB)

Anantnag · Anantnag, Jammu and Kashmir

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192024003

192024003 is the MICR code for the Anantnag branch of Punjab National Bank, located in Anantnag, Jammu and Kashmir. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code PUNB0144510.

Bank

Punjab National Bank

Branch & Address

Anantnag

Rishi Road Lal Chowk 192101

Anantnag, Anantnag, Jammu and Kashmir

Contact

+911932228392

Codes for this Branch

MICR (cheques)

192024003

IFSC (online transfers)

PUNB0144510

View

MICR Code Structure

192

City

024

Bank

003

Branch

City code 192 identifies the RBI clearing centre, bank code 024 identifies Punjab National Bank, and branch code 003 identifies this specific branch.

Online Payment Methods Supported

NEFT

RTGS

IMPS

UPI

Other Punjab National Bank (PNB) branches near Anantnag

Qazigund Anantnag, Jammu and Kashmir PUNB0968900 Aghore, Distt. Jammu , J K Jammu and Kashmir, Jammu and Kashmir PUNB0225200 Akhnoor Cantt, Ms Comp.rav Line Jk, Jammu and Kashmir PUNB0719200 Akhnoor, Distt. Jammu , J K Akhnoor, Jammu and Kashmir PUNB0098600 Akhnoor Jammu Jammu, Jammu and Kashmir PUNB0199510 Amirakadal Srinagar, Distt. Sr Srinagar, (jk), Jammu and Kashmir PUNB0243200

Other banks in Anantnag, Jammu and Kashmir

Axis Bank 3 branches Bank of India 1 branch Canara Bank 1 branch Central Bank of India 1 branch HDFC Bank 7 branches ICICI Bank 4 branches Indusind Bank 1 branch Jammu and Kashmir Bank 70 branches

About MICR Codes

What is a MICR code used for?

MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.

MICR vs IFSC — when do I use which?

Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (PUNB0144510) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.

Where is the MICR code on a cheque?

The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 192024003 is in the middle, and your account number is on the right.

View full branch details for IFSC PUNB0144510