Indusind Bank Shopian
Shopian · Shupiyan, Jammu and Kashmir
192234202 is the MICR code for the Shopian branch of Indusind Bank, located in Shupiyan, Jammu and Kashmir. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code INDB0001948.
Bank
Indusind Bank
Branch & Address
Shopian
Ground and First Floor Main Chauraha Opp Tak Masjid Main Market Shopian Jammu & Kashmir Shopian Ut Jammu and Kashmir PIN 192303
Shupiyan, Shupiyan, Jammu and Kashmir
Contact
+918493866687MICR Code Structure
192
City
234
Bank
202
Branch
City code 192 identifies the RBI clearing centre, bank code 234 identifies Indusind Bank, and branch code 202 identifies this specific branch.
Online Payment Methods Supported
Other Indusind Bank branches near Shupiyan
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (INDB0001948) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 192234202 is in the middle, and your account number is on the right.