Bandhan Bank Kargil Branch
Kargil Branch · Kargil, Jammu and Kashmir
194750002 is the MICR code for the Kargil Branch branch of Bandhan Bank, located in Kargil, Jammu and Kashmir. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code BDBL0002308.
Bank
Bandhan Bank
Branch & Address
Kargil Branch
Khasra No-2628, 1st Fl, Chanchik, Fatima Chowk, Opp-highland Super Market, Near-kargil Bus Stand, Police Station-kargil, Kargil-194103, Jammu and Kashmir
Kargil, Kargil, Jammu and Kashmir
Contact
+913366090909MICR Code Structure
194
City
750
Bank
002
Branch
City code 194 identifies the RBI clearing centre, bank code 750 identifies Bandhan Bank, and branch code 002 identifies this specific branch.
Online Payment Methods Supported
Other Bandhan Bank branches near Kargil
Other banks in Kargil, Jammu and Kashmir
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (BDBL0002308) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 194750002 is in the middle, and your account number is on the right.