Indian Bank Chandausi
Chandausi · Sambhal, Uttar Pradesh
202019105 is the MICR code for the Chandausi branch of Indian Bank, located in Sambhal, Uttar Pradesh. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code IDIB000C536.
Bank
Indian Bank
Branch & Address
Chandausi
Bank Road Chandausi Ghanta Ghar Chandausi PIN 244412
Sambhal, Ghanta Ghar, Uttar Pradesh
Contact
+919557513666MICR Code Structure
202
City
019
Bank
105
Branch
City code 202 identifies the RBI clearing centre, bank code 019 identifies Indian Bank, and branch code 105 identifies this specific branch.
Online Payment Methods Supported
Other Indian Bank branches near Sambhal
Other banks in Sambhal, Uttar Pradesh
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (IDIB000C536) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 202019105 is in the middle, and your account number is on the right.