Utkarsh Small Finance Bank Aligarh
Aligarh · Aligarh, Uttar Pradesh
202762002 is the MICR code for the Aligarh branch of Utkarsh Small Finance Bank, located in Aligarh, Uttar Pradesh. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code UTKS0001526.
Bank
Utkarsh Small Finance Bank
Branch & Address
Aligarh
Ground Floor, 3/339a, Mahaveer Park, Ramghat Road, Aligarh, Up - 202001
Aligarh, Aligarh, Uttar Pradesh
Contact
+917310000555MICR Code Structure
202
City
762
Bank
002
Branch
City code 202 identifies the RBI clearing centre, bank code 762 identifies Utkarsh Small Finance Bank, and branch code 002 identifies this specific branch.
Online Payment Methods Supported
Other Utkarsh Small Finance Bank branches near Aligarh
Other banks in Aligarh, Uttar Pradesh
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (UTKS0001526) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 202762002 is in the middle, and your account number is on the right.