Indian Overseas Bank Khurja (IOB)
Khurja · Bulandshahr, Uttar Pradesh
203020102 is the MICR code for the Khurja branch of Indian Overseas Bank, located in Bulandshahr, Uttar Pradesh. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code IOBA0001451.
Bank
Indian Overseas Bank
Branch & Address
Khurja
Old Tehsil Road Khurja PIN 203131
Bulandshahr, Khurja, Uttar Pradesh
Contact
+915738230520MICR Code Structure
203
City
020
Bank
102
Branch
City code 203 identifies the RBI clearing centre, bank code 020 identifies Indian Overseas Bank, and branch code 102 identifies this specific branch.
Online Payment Methods Supported
Other Indian Overseas Bank (IOB) branches near Bulandshahr
Other banks in Bulandshahr, Uttar Pradesh
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (IOBA0001451) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 203020102 is in the middle, and your account number is on the right.