Which bank does MICR code 203023002 belong to?

MICR code 203023002 belongs to Punjab & Sind Bank, Hathras branch, located at Gaushala Road, Hathras-204101, Up, Hathras, Uttar Pradesh. The corresponding IFSC code is PSIB0021385.

What is the IFSC code for MICR 203023002?

The IFSC code for Punjab & Sind Bank Hathras branch (MICR: 203023002) is PSIB0021385. Use the IFSC code for NEFT, RTGS, IMPS, and UPI transfers. Use the MICR code for cheque clearance.

What do the digits in a MICR code mean?

A 9-digit MICR code has three parts: the first 3 digits (203) represent the city/clearing centre, the next 3 digits (023) identify the bank, and the last 3 digits (002) identify the specific branch. For 203023002, the city code is 203, bank code is 023, and branch code is 002.

Punjab & Sind Bank Hathras

Hathras · Hathras, Uttar Pradesh

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203023002

203023002 is the MICR code for the Hathras branch of Punjab & Sind Bank, located in Hathras, Uttar Pradesh. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code PSIB0021385.

Bank

Punjab & Sind Bank

Branch & Address

Hathras

Gaushala Road, Hathras-204101, Up

Hathras, Hathras, Uttar Pradesh

Contact

+919412893162

Codes for this Branch

MICR (cheques)

203023002

IFSC (online transfers)

PSIB0021385

View

MICR Code Structure

203

City

023

Bank

002

Branch

City code 203 identifies the RBI clearing centre, bank code 023 identifies Punjab & Sind Bank, and branch code 002 identifies this specific branch.

Online Payment Methods Supported

NEFT

RTGS

IMPS

UPI

Other Punjab & Sind Bank branches near Hathras

Agra Ghatia Azam Khan Agra Mont School Agra, Uttar Pradesh PSIB0000792 Agra Gurudwara Guru Ka Tal Agra, Uttar Pradesh PSIB0000793 Agra Rajpur Chungi Agra, Uttar Pradesh PSIB0000706 Aharo Rampur, Uttar Pradesh PSIB0000547 Aimi Pilibhit, Uttar Pradesh PSIB0000567 Akbarpur Ambedkar Nagar, Uttar Pradesh PSIB0021381

Other banks in Hathras, Uttar Pradesh

Axis Bank 5 branches Bank of Baroda 3 branches Bank of India 2 branches Bank of Maharashtra 1 branch Canara Bank 29 branches Central Bank of India 2 branches HDFC Bank 4 branches ICICI Bank 1 branch

About MICR Codes

What is a MICR code used for?

MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.

MICR vs IFSC — when do I use which?

Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (PSIB0021385) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.

Where is the MICR code on a cheque?

The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 203023002 is in the middle, and your account number is on the right.

View full branch details for IFSC PSIB0021385