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Central Bank of India Defence Colony

Defence Colony · Kanpur City, Uttar Pradesh

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208016013

208016013 is the MICR code for the Defence Colony branch of Central Bank of India, located in Kanpur City, Uttar Pradesh. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code CBIN0281888.

Bank

Central Bank of India

Branch & Address

Defence Colony

337 D Jajmau Defence Colony Kanpur

Kanpur City, Kanpur, Uttar Pradesh

Contact

+912222612008

Codes for this Branch

MICR (cheques)

208016013

IFSC (online transfers)

CBIN0281888

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MICR Code Structure

208

City

016

Bank

013

Branch

City code 208 identifies the RBI clearing centre, bank code 016 identifies Central Bank of India, and branch code 013 identifies this specific branch.

Online Payment Methods Supported

NEFT
RTGS
IMPS
UPI

Other Central Bank of India branches near Kanpur City

About MICR Codes

What is a MICR code used for?

MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.

MICR vs IFSC — when do I use which?

Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (CBIN0281888) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.

Where is the MICR code on a cheque?

The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 208016013 is in the middle, and your account number is on the right.

View full branch details for IFSC CBIN0281888