Indian Overseas Bank Ordnance Factory Kanpur (IOB)
Ordnance Factory Kanpur · Lucknow, Uttar Pradesh
208020006 is the MICR code for the Ordnance Factory Kanpur branch of Indian Overseas Bank, located in Lucknow, Uttar Pradesh. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code IOBA0001874.
Bank
Indian Overseas Bank
Branch & Address
Ordnance Factory Kanpur
Ordnance Equip Factory, Kanpur, Near Main Gate Cantt, Kanpur 208001
Lucknow, Kanpur, Uttar Pradesh
Contact
+915222287163MICR Code Structure
208
City
020
Bank
006
Branch
City code 208 identifies the RBI clearing centre, bank code 020 identifies Indian Overseas Bank, and branch code 006 identifies this specific branch.
Online Payment Methods Supported
Other Indian Overseas Bank (IOB) branches near Lucknow
Other banks in Lucknow, Uttar Pradesh
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (IOBA0001874) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 208020006 is in the middle, and your account number is on the right.