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Union Bank of India Armapur Branch (UBI)

Armapur Branch · Karim Nagar, Uttar Pradesh

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208026016

208026016 is the MICR code for the Armapur Branch branch of Union Bank of India, located in Karim Nagar, Uttar Pradesh. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code UBIN0553905.

Bank

Union Bank of India

Branch & Address

Armapur Branch

1024, Avash Vikas Scheme-3panki, Kalyanpur Road

Karim Nagar, Kanpur, Uttar Pradesh

Contact

2511490

Codes for this Branch

MICR (cheques)

208026016

IFSC (online transfers)

UBIN0553905

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MICR Code Structure

208

City

026

Bank

016

Branch

City code 208 identifies the RBI clearing centre, bank code 026 identifies Union Bank of India, and branch code 016 identifies this specific branch.

Online Payment Methods Supported

NEFT
RTGS
IMPS
UPI

Other Union Bank of India (UBI) branches near Karim Nagar

About MICR Codes

What is a MICR code used for?

MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.

MICR vs IFSC — when do I use which?

Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (UBIN0553905) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.

Where is the MICR code on a cheque?

The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 208026016 is in the middle, and your account number is on the right.

View full branch details for IFSC UBIN0553905