United Mercantile Co-operative Bank United Merc Coop Bank Bilhaur
United Merc Coop Bank Bilhaur · Kanpur Dehat, Uttar Pradesh
208185280 is the MICR code for the United Merc Coop Bank Bilhaur branch of United Mercantile Co-operative Bank, located in Kanpur Dehat, Uttar Pradesh. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code YESB0UMCBBB.
Bank
United Mercantile Co-operative Bank
Branch & Address
United Merc Coop Bank Bilhaur
G T Road, Bilhaur, Kanpur - 209202
Kanpur Dehat, Bilhaur, Uttar Pradesh
Contact
+919838502060MICR Code Structure
208
City
185
Bank
280
Branch
City code 208 identifies the RBI clearing centre, bank code 185 identifies United Mercantile Co-operative Bank, and branch code 280 identifies this specific branch.
Online Payment Methods Supported
Other United Mercantile Co-operative Bank branches near Kanpur Dehat
Other banks in Kanpur Dehat, Uttar Pradesh
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (YESB0UMCBBB) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 208185280 is in the middle, and your account number is on the right.