Indian Bank Varanasi Kamachha
Varanasi Kamachha · Varanasi, Uttar Pradesh
221019018 is the MICR code for the Varanasi Kamachha branch of Indian Bank, located in Varanasi, Uttar Pradesh. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code IDIB000V509.
Bank
Indian Bank
Branch & Address
Varanasi Kamachha
Tripathi Complex D53/89 Gurubagh Luxa Road Kamachha Po Varanasi Kamachha Varanasi Kamachha PIN 221010
Varanasi, Kamachha Varanasi, Uttar Pradesh
Contact
+918707336267MICR Code Structure
221
City
019
Bank
018
Branch
City code 221 identifies the RBI clearing centre, bank code 019 identifies Indian Bank, and branch code 018 identifies this specific branch.
Online Payment Methods Supported
Other Indian Bank branches near Varanasi
Other banks in Varanasi, Uttar Pradesh
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (IDIB000V509) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 221019018 is in the middle, and your account number is on the right.