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Indusind Bank Gaudawlia Varanasi

Gaudawlia Varanasi · Varanasi, Uttar Pradesh

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221234004

221234004 is the MICR code for the Gaudawlia Varanasi branch of Indusind Bank, located in Varanasi, Uttar Pradesh. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code INDB0001061.

Bank

Indusind Bank

Branch & Address

Gaudawlia Varanasi

Ground Floor D 37 37 D no Badadev Ward Dashashvameg Kanahaiya Chitra Mandir Near Godowliya

Varanasi, Gaudawlia, Uttar Pradesh

Contact

+915422411041

Codes for this Branch

MICR (cheques)

221234004

IFSC (online transfers)

INDB0001061

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MICR Code Structure

221

City

234

Bank

004

Branch

City code 221 identifies the RBI clearing centre, bank code 234 identifies Indusind Bank, and branch code 004 identifies this specific branch.

Online Payment Methods Supported

NEFT
RTGS
IMPS
UPI

Other Indusind Bank branches near Varanasi

About MICR Codes

What is a MICR code used for?

MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.

MICR vs IFSC — when do I use which?

Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (INDB0001061) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.

Where is the MICR code on a cheque?

The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 221234004 is in the middle, and your account number is on the right.

View full branch details for IFSC INDB0001061