HDFC Bank Nichibagh
Nichibagh · Varanasi, Uttar Pradesh
221240012 is the MICR code for the Nichibagh branch of HDFC Bank, located in Varanasi, Uttar Pradesh. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code HDFC0009136.
Bank
HDFC Bank
Branch & Address
Nichibagh
HDFC Bank LTD Ground Floor Bldg no K 61 102 at Mohalla Bula Nala Nichibagh Varanasi Uttar Pradesh 221001
Varanasi, Varanasi, Uttar Pradesh
Contact
+919935903333Codes for this Branch
MICR (cheques)
221240012
IFSC (online transfers)
HDFC0009136
SWIFT / BIC
HDFCINBB
MICR Code Structure
221
City
240
Bank
012
Branch
City code 221 identifies the RBI clearing centre, bank code 240 identifies HDFC Bank, and branch code 012 identifies this specific branch.
Online Payment Methods Supported
Other HDFC Bank branches near Varanasi
Other banks in Varanasi, Uttar Pradesh
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (HDFC0009136) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 221240012 is in the middle, and your account number is on the right.