AU Small Finance Bank Handiya
Handiya · Prayagraj, Uttar Pradesh
221765006 is the MICR code for the Handiya branch of AU Small Finance Bank, located in Prayagraj, Uttar Pradesh. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code AUBL0004833.
Bank
AU Small Finance Bank
Branch & Address
Handiya
Fsfb, Plot no 236, Grnd Flr, Ward no 2, Pillar no 59, Prayagraj, Varanasi Road, Handia, District Prayagraj, Up, Pincode 221503
Prayagraj, Prayagraj, Uttar Pradesh
MICR Code Structure
221
City
765
Bank
006
Branch
City code 221 identifies the RBI clearing centre, bank code 765 identifies AU Small Finance Bank, and branch code 006 identifies this specific branch.
Online Payment Methods Supported
Other AU Small Finance Bank branches near Prayagraj
Other banks in Prayagraj, Uttar Pradesh
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (AUBL0004833) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 221765006 is in the middle, and your account number is on the right.