Indian Bank Kanpur Swarna Jayanthi Vihar
Kanpur Swarna Jayanthi Vihar · Kanpur Nagar, Uttar Pradesh
226019221 is the MICR code for the Kanpur Swarna Jayanthi Vihar branch of Indian Bank, located in Kanpur Nagar, Uttar Pradesh. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code IDIB000S808.
Bank
Indian Bank
Branch & Address
Kanpur Swarna Jayanthi Vihar
Plot No4swarna Jayanti Vihar Road Koyla Nagarkanpur Koyla Nagarkanpur PIN 208201
Kanpur Nagar, Koyla Nagar Kanpur, Uttar Pradesh
Contact
+917985038335MICR Code Structure
226
City
019
Bank
221
Branch
City code 226 identifies the RBI clearing centre, bank code 019 identifies Indian Bank, and branch code 221 identifies this specific branch.
Online Payment Methods Supported
Other Indian Bank branches near Kanpur Nagar
Other banks in Kanpur Nagar, Uttar Pradesh
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (IDIB000S808) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 226019221 is in the middle, and your account number is on the right.