Which bank does MICR code 226026042 belong to?

MICR code 226026042 belongs to Union Bank of India, Sector O, Aliganj branch, located at Cms Sector O Aliganj Lucknow Uttarpradesh 226007, Lucknow, Uttar Pradesh. The corresponding IFSC code is UBIN0556891.

What is the IFSC code for MICR 226026042?

The IFSC code for Union Bank of India Sector O, Aliganj branch (MICR: 226026042) is UBIN0556891. Use the IFSC code for NEFT, RTGS, IMPS, and UPI transfers. Use the MICR code for cheque clearance.

What do the digits in a MICR code mean?

A 9-digit MICR code has three parts: the first 3 digits (226) represent the city/clearing centre, the next 3 digits (026) identify the bank, and the last 3 digits (042) identify the specific branch. For 226026042, the city code is 226, bank code is 026, and branch code is 042.

Union Bank of India Sector O, Aliganj (UBI)

Sector O, Aliganj · Lucknow, Uttar Pradesh

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226026042

226026042 is the MICR code for the Sector O, Aliganj branch of Union Bank of India, located in Lucknow, Uttar Pradesh. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code UBIN0556891.

Bank

Union Bank of India

Branch & Address

Sector O, Aliganj

Cms Sector O Aliganj Lucknow Uttarpradesh 226007

Lucknow, Lucknow, Uttar Pradesh

Contact

2327807

Codes for this Branch

MICR (cheques)

226026042

IFSC (online transfers)

UBIN0556891

View

MICR Code Structure

226

City

026

Bank

042

Branch

City code 226 identifies the RBI clearing centre, bank code 026 identifies Union Bank of India, and branch code 042 identifies this specific branch.

Online Payment Methods Supported

NEFT

RTGS

IMPS

UPI

Other Union Bank of India (UBI) branches near Lucknow

A-block Indira Nagar Lucknow, Uttar Pradesh UBIN0821993 Aishbagh - Lucknow Lucknow, Uttar Pradesh UBIN0536083 Alambagh Lucknow, Uttar Pradesh UBIN0553395 Alam Bagh-lucknow Lucknow, Uttar Pradesh UBIN0816574 Aliganj Lucknow, Uttar Pradesh UBIN0819760 Aliganj Lucknow, Uttar Pradesh UBIN0573957

Other banks in Lucknow, Uttar Pradesh

AU Small Finance Bank 6 branches Axis Bank 59 branches Bandhan Bank 15 branches Bank of Baroda 104 branches Bank of India 61 branches Bank of Maharashtra 18 branches Bombay Mercantile Co-operative Bank 1 branch Canara Bank 87 branches

About MICR Codes

What is a MICR code used for?

MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.

MICR vs IFSC — when do I use which?

Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (UBIN0556891) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.

Where is the MICR code on a cheque?

The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 226026042 is in the middle, and your account number is on the right.

View full branch details for IFSC UBIN0556891