UCO Bank Payagipur
Payagipur · Sultanpur, Uttar Pradesh
228028007 is the MICR code for the Payagipur branch of UCO Bank, located in Sultanpur, Uttar Pradesh. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code UCBA0003584.
Bank
UCO Bank
Branch & Address
Payagipur
Abha Avenue Near Ganpat Sahai Madhavidyalay in Front of Indian Petrol Pump Village Payagipur Po Sultanpur - 228001
Sultanpur, Sultanpur, Uttar Pradesh
Contact
+919219765111MICR Code Structure
228
City
028
Bank
007
Branch
City code 228 identifies the RBI clearing centre, bank code 028 identifies UCO Bank, and branch code 007 identifies this specific branch.
Online Payment Methods Supported
Other UCO Bank branches near Sultanpur
Other banks in Sultanpur, Uttar Pradesh
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (UCBA0003584) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 228028007 is in the middle, and your account number is on the right.