State Bank of India Sme Pratapgarh (SBI)
Sme Pratapgarh · Pratapgarh, Uttar Pradesh
230002031 is the MICR code for the Sme Pratapgarh branch of State Bank of India, located in Pratapgarh, Uttar Pradesh. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code SBIN0063740.
Bank
State Bank of India
Branch & Address
Sme Pratapgarh
Kutchery Road, Pratapgarh Pincode 230001
Pratapgarh, Pratapgarh, Uttar Pradesh
Contact
+919415314942MICR Code Structure
230
City
002
Bank
031
Branch
City code 230 identifies the RBI clearing centre, bank code 002 identifies State Bank of India, and branch code 031 identifies this specific branch.
Online Payment Methods Supported
Other State Bank of India (SBI) branches near Pratapgarh
Other banks in Pratapgarh, Uttar Pradesh
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (SBIN0063740) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 230002031 is in the middle, and your account number is on the right.