UCO Bank Chandauli
Chandauli · Chandauli, Uttar Pradesh
232028104 is the MICR code for the Chandauli branch of UCO Bank, located in Chandauli, Uttar Pradesh. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code UCBA0002789.
Bank
UCO Bank
Branch & Address
Chandauli
Ward No. 5, Lok Manya Tilak Nagar, Sakaldiha Road, Hashmi Complex Building, Chandauli Sakaldiha Road Hashmi Complex Building Chandauli , Chandauli , Uttar Pradesh PIN 232104
Chandauli, Chandauli, Uttar Pradesh
Contact
+919415226227MICR Code Structure
232
City
028
Bank
104
Branch
City code 232 identifies the RBI clearing centre, bank code 028 identifies UCO Bank, and branch code 104 identifies this specific branch.
Online Payment Methods Supported
Other UCO Bank branches near Chandauli
Other banks in Chandauli, Uttar Pradesh
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (UCBA0002789) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 232028104 is in the middle, and your account number is on the right.