Punjab & Sind Bank Nawabganj
Nawabganj · Rampur, Uttar Pradesh
244023703 is the MICR code for the Nawabganj branch of Punjab & Sind Bank, located in Rampur, Uttar Pradesh. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code PSIB0000546.
Bank
Punjab & Sind Bank
Branch & Address
Nawabganj
Nawab Ganj Teh. Bilaspur, Distt. Rampur, Uttar Pradesh - 244921
Rampur, Nawab Ganj, Uttar Pradesh
Contact
+915952465079MICR Code Structure
244
City
023
Bank
703
Branch
City code 244 identifies the RBI clearing centre, bank code 023 identifies Punjab & Sind Bank, and branch code 703 identifies this specific branch.
Online Payment Methods Supported
Other Punjab & Sind Bank branches near Rampur
Other banks in Rampur, Uttar Pradesh
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (PSIB0000546) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 244023703 is in the middle, and your account number is on the right.