Nainital Bank Bharatpur, Kunda
Bharatpur, Kunda · Us Nagar, Uttarakhand
244184204 is the MICR code for the Bharatpur, Kunda branch of Nainital Bank, located in Us Nagar, Uttarakhand. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code NTBL0BHA157.
Bank
Nainital Bank
Branch & Address
Bharatpur, Kunda
The Nainital Bank Limited, Main Chauraha, Village Bharatpur, Kunda, Tehsil Jaspur, Distt-u.s.nagar, Uttarakhand-244713
Us Nagar, Kunda Jaspur, Uttarakhand
Contact
+917217016176MICR Code Structure
244
City
184
Bank
204
Branch
City code 244 identifies the RBI clearing centre, bank code 184 identifies Nainital Bank, and branch code 204 identifies this specific branch.
Online Payment Methods Supported
Other Nainital Bank branches near Us Nagar
Other banks in Us Nagar, Uttarakhand
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (NTBL0BHA157) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 244184204 is in the middle, and your account number is on the right.