Almora Urban Co-operative Bank Kasera Line, Ramnagar
Kasera Line, Ramnagar · Nainital, Uttarakhand
244849402 is the MICR code for the Kasera Line, Ramnagar branch of Almora Urban Co-operative Bank, located in Nainital, Uttarakhand. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code AUCB0000011.
Bank
Almora Urban Co-operative Bank
Branch & Address
Kasera Line, Ramnagar
Kasera Line, Ramnagar
Nainital, Ramnagar, Uttarakhand
Contact
+915947252826MICR Code Structure
244
City
849
Bank
402
Branch
City code 244 identifies the RBI clearing centre, bank code 849 identifies Almora Urban Co-operative Bank, and branch code 402 identifies this specific branch.
Online Payment Methods Supported
Other Almora Urban Co-operative Bank branches near Nainital
Other banks in Nainital, Uttarakhand
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (AUCB0000011) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 244849402 is in the middle, and your account number is on the right.