UCO Bank Simbhaoli
Simbhaoli · Ghaziabad, Uttar Pradesh
245028501 is the MICR code for the Simbhaoli branch of UCO Bank, located in Ghaziabad, Uttar Pradesh. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code UCBA0000261.
Bank
UCO Bank
Branch & Address
Simbhaoli
Nh 24 Garh Delhi Road Simbhaoli Distt. Ghaziabad , Hapur , Uttar Pradesh PIN 245207
Ghaziabad, Ghaziabad, Uttar Pradesh
Contact
+91122223031MICR Code Structure
245
City
028
Bank
501
Branch
City code 245 identifies the RBI clearing centre, bank code 028 identifies UCO Bank, and branch code 501 identifies this specific branch.
Online Payment Methods Supported
Other UCO Bank branches near Ghaziabad
Other banks in Ghaziabad, Uttar Pradesh
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (UCBA0000261) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 245028501 is in the middle, and your account number is on the right.