Nainital Bank Karan Prayag
Karan Prayag · Chamoli, Uttarakhand
246184087 is the MICR code for the Karan Prayag branch of Nainital Bank, located in Chamoli, Uttarakhand. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code NTBL0KAR087.
Bank
Nainital Bank
Branch & Address
Karan Prayag
Geeta Bhawan, Karnprayag, Uttarakhand
Chamoli, Karan Prayag, Uttarakhand
Contact
+911363244811MICR Code Structure
246
City
184
Bank
087
Branch
City code 246 identifies the RBI clearing centre, bank code 184 identifies Nainital Bank, and branch code 087 identifies this specific branch.
Online Payment Methods Supported
Other Nainital Bank branches near Chamoli
Other banks in Chamoli, Uttarakhand
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (NTBL0KAR087) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 246184087 is in the middle, and your account number is on the right.