Ujjivan Small Finance Bank Kotdwar
Kotdwar · Pauri Garhwal, Uttarakhand
246761004 is the MICR code for the Kotdwar branch of Ujjivan Small Finance Bank, located in Pauri Garhwal, Uttarakhand. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code UJVN0002480.
Bank
Ujjivan Small Finance Bank
Branch & Address
Kotdwar
First Floor of Khata no 7surveymunicipal no 52148 of Building at Nimbuchoudpatti Motadhak Tehsil Kotdwar District Pauri Garhwal Uttarakhand
Pauri Garhwal, Kotdwar, Uttarakhand
Contact
40712166MICR Code Structure
246
City
761
Bank
004
Branch
City code 246 identifies the RBI clearing centre, bank code 761 identifies Ujjivan Small Finance Bank, and branch code 004 identifies this specific branch.
Online Payment Methods Supported
Other Ujjivan Small Finance Bank branches near Pauri Garhwal
Other banks in Pauri Garhwal, Uttarakhand
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (UJVN0002480) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 246761004 is in the middle, and your account number is on the right.