Zila Sahakari Bank Garhwal Kotdwar Zila Sahakari Bank Garhwal Kotdwar IMPS
Zila Sahakari Bank Garhwal Kotdwar IMPS · Mumbai, Maharashtra
246810802 is the MICR code for the Zila Sahakari Bank Garhwal Kotdwar IMPS branch of Zila Sahakari Bank Garhwal Kotdwar, located in Mumbai, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code ICIC00ZSKTW.
Bank
Zila Sahakari Bank Garhwal Kotdwar
Branch & Address
Zila Sahakari Bank Garhwal Kotdwar IMPS
Main Branch Badrinath Marg, Kotdwara, Uttarakhand 246149
Mumbai, Kotdwara, Maharashtra
Contact
+918192899425MICR Code Structure
246
City
810
Bank
802
Branch
City code 246 identifies the RBI clearing centre, bank code 810 identifies Zila Sahakari Bank Garhwal Kotdwar, and branch code 802 identifies this specific branch.
Online Payment Methods Supported
Other Zila Sahakari Bank Garhwal Kotdwar branches near Mumbai
Other banks in Mumbai, Maharashtra
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (ICIC00ZSKTW) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 246810802 is in the middle, and your account number is on the right.