Shivalik Small Finance Bank Chilkana Road
Chilkana Road · Saharanpur, Uttar Pradesh
247721004 is the MICR code for the Chilkana Road branch of Shivalik Small Finance Bank, located in Saharanpur, Uttar Pradesh. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code SMCB0001009.
Bank
Shivalik Small Finance Bank
Branch & Address
Chilkana Road
8 by 3805 and 8 by 3805 by 1, Darra Kottala, Gyan Garden Colony, Chilkana Road, Saharanpur Up
Saharanpur, Saharanpur, Uttar Pradesh
Contact
+911212650021MICR Code Structure
247
City
721
Bank
004
Branch
City code 247 identifies the RBI clearing centre, bank code 721 identifies Shivalik Small Finance Bank, and branch code 004 identifies this specific branch.
Online Payment Methods Supported
Other Shivalik Small Finance Bank branches near Saharanpur
Other banks in Saharanpur, Uttar Pradesh
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (SMCB0001009) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 247721004 is in the middle, and your account number is on the right.