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Punjab & Sind Bank Uttarkashi

Uttarkashi · Uttarkashi, Uttarakhand

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249023004

249023004 is the MICR code for the Uttarkashi branch of Punjab & Sind Bank, located in Uttarkashi, Uttarakhand. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code PSIB0021642.

Bank

Punjab & Sind Bank

Branch & Address

Uttarkashi

Word no 8 Joshiyara Patti Badagaddi Sub Tehsil Joshiyara District Uttarkashi Uttarakhand 249193

Uttarkashi, Uttarkashi, Uttarakhand

Contact

+917579214160

Codes for this Branch

MICR (cheques)

249023004

IFSC (online transfers)

PSIB0021642

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MICR Code Structure

249

City

023

Bank

004

Branch

City code 249 identifies the RBI clearing centre, bank code 023 identifies Punjab & Sind Bank, and branch code 004 identifies this specific branch.

Online Payment Methods Supported

NEFT
RTGS
IMPS
UPI

Other Punjab & Sind Bank branches near Uttarkashi

About MICR Codes

What is a MICR code used for?

MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.

MICR vs IFSC — when do I use which?

Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (PSIB0021642) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.

Where is the MICR code on a cheque?

The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 249023004 is in the middle, and your account number is on the right.

View full branch details for IFSC PSIB0021642