UCO Bank Mahmudabad
Mahmudabad · Mahmudabad Up, Uttar Pradesh
261028501 is the MICR code for the Mahmudabad branch of UCO Bank, located in Mahmudabad Up, Uttar Pradesh. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code UCBA0000385.
Bank
UCO Bank
Branch & Address
Mahmudabad
Tehsil Road Mahmudabad Post and Tehsil Mahmudabad District Sitapur , Sitapur , Uttar Pradesh PIN 261203
Mahmudabad Up, Mahmudabad Up, Uttar Pradesh
Contact
+917834252224MICR Code Structure
261
City
028
Bank
501
Branch
City code 261 identifies the RBI clearing centre, bank code 028 identifies UCO Bank, and branch code 501 identifies this specific branch.
Online Payment Methods Supported
Other UCO Bank branches near Mahmudabad Up
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (UCBA0000385) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 261028501 is in the middle, and your account number is on the right.